CDs & IRAs

Make Your Money Work for You! Certificates of Deposit

Merchants and Farmers Bank offers a wide range of certificate of deposit investment options. You will have a guaranteed fixed rate of interest for a specific time period by purchasing a certificate of deposit. Terms vary from 32 days to 30 months with a minimum $ 500.00 opening deposit. Interest may be paid monthly, quarterly, semi-annually, or annually. Federal law requires a substantial penalty for early withdrawal.

5 Factors That Affect Your Credit Score

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Download the M&F Banking App

Banking made easy for our customers on the go!

Download the M&F Banking App

Banking made easy for our customers on the go!

We don't think of them as loans. They're investments in you.