checking accounts
There is one just for you!
Merchants & Farmers has an account just for you! Whether you are a student, senior or business, we have an account to suit your needs, we cater to all of our customers including our regular checking customers.
TOTAL
Checking Account
- $ 200.00 Minimum Opening Deposit
- $5 Monthly Service Charge
- No Per Debit Charge
- Truncated Statement – No Images
- No Monthly Fee ATM/Mastercard Debit Card
Also Available
- E-Statements – Emailed Statements.
- Combined Statements – Several accounts on one monthly statement
- Internet Banking – Online account information, transfers, etc.
- Bill Pay – Easy online bill payment service.
REGULAR
Checking Account
- $200.00 Minimum Opening Deposit
- Monthly Service Charge of $8.00 if balance falls below $600.00
- $.15 per debit over 30 per month per debit charge
- Detailed monthly statement with check images
- No monthly ATM/Mastercard Debit Card fee
Also Available
- E-Statements – Emailed Statements.
- Combined Statements – Several accounts on one monthly statement
- Internet Banking – Online account information, transfers, etc.
- Bill Pay – Easy online bill payment service.
NOW
Checking Account
Must be individuals, sole proprietor, or non-profit organizations, including corporations that are operated primarily for religious, philanthropic, charitable, educational, political, or other similar purposes. Government, county, municipality, or political units are also eligible to maintain a NOW account.
- $200.00 Minimum Opening Deposit
- Monthly Service Charge of $8.00 if balance falls below $600.00
- $.15 per debit over 30 per month per debit charge
- Detailed monthly statement with check images
- No monthly ATM/Mastercard Debit Card fee
Also Available
- E-Statements – Emailed Statements.
- Combined Statements – Several accounts on one monthly statement
- Internet Banking – Online account information, transfers, etc.
- Bill Pay – Easy online bill payment service.
NOW PLUS
Checking Account
Must be individuals, sole proprietor, or non-profit organizations, including corporations that are operated primarily for religious, philanthropic, charitable, educational, political, or other similar purposes. Government, county, municipality, or political units are also eligible to maintain a NOW account.
- $2,500.00 Minimum Opening Deposit
- $7.00 Monthly Service Charge if minimum balance falls below $2,500.00
- .25 per debit over 6 per month
- Detailed monthly statement with check images
- No monthly ATM/Mastercard Debit Card fee
- Now Plus Interest compounded monthly
Also Available
- E-Statements – Emailed Statements.
- Combined Statements – Several accounts on one monthly statement
- Internet Banking – Online account information, transfers, etc.
- Bill Pay – Easy online bill payment service.
COMMERCIAL
Checking Account
- $500.00 Minimum Opening Deposit
- Monthly Service Charge of $7.00
- $.10 per debit item per month
- Earnings credit of .20 per $100.00
- Detailed monthly statement with check images
- No monthly ATM/Mastercard Debit Card fee
Also Available
- E-Statements – Emailed Statements.
- Combined Statements – Several accounts on one monthly statement
- Internet Banking – Online account information, transfers, etc.
- Bill Pay – Easy online bill payment service.
COMMERCIAL PLUS
Checking Account
- $2,500.00 Minimum Opening Deposit
- Monthly Service Charge of $7.00 if balance falls below $2,500.00
- $5.00 per debit over 6 per month
- Detailed monthly statement with check images
- No monthly ATM/Mastercard Debit Card fee
- Commercial Plus Rate compounded monthly
Also Available
- E-Statements – Emailed Statements.
- Combined Statements – Several accounts on one monthly statement
- Internet Banking – Online account information, transfers, etc.
- Bill Pay – Easy online bill payment service.
SENIOR CITIZEN
Checking Account
- Eligibility: Must Be 65 Or Older
- $200.00 Minimum Opening Deposit
- No Monthly Service Charge
- No Per Debit Charge
- Detailed Monthly Statement With Check Images
- No monthly ATM/Mastercard Debit Card fee
- Free Basic Checks
Also Available
- E-Statements – Emailed Statements
- Combined Statements – Several accounts on one monthly statement
- Internet Banking – Online account information, transfers, etc.
- Bill Pay – Easy online bill payment service.
5 Factors That Affect Your Credit Score
Download the M&F Banking App
Banking made easy for our customers on the go!
Download the M&F Banking App
Banking made easy for our customers on the go!
Download the M&F Banking App
Banking made easy for our customers on the go!
